This Co-Ownership Agreement for Property template is designed for people who own, purchase, or contribute to a property together and want to record their ownership and financial arrangement in writing.

This template helps organize key details such as ownership percentages, down payment contributions, mortgage payments, property expenses, repairs, occupancy rights, rental income, sale or refinance arrangements, decision-making terms, dispute handling, and signatures.

It may be useful for family members, friends, partners, or other private parties who are buying or holding property together and want a clear written record of each person’s role, contribution, and responsibility.

Need help with a personalized version?

You may choose our Custom Document Preparation Service if you would like us to prepare a personalized version of this document based on your specific situation and the information you provide. After purchase, you will receive next-step instructions and an intake form. Complete the form and email it back with your order number, and we will prepare one personalized document draft for you.

Important:Property co-ownership can involve significant legal, tax, mortgage, real estate, family law, estate planning, and financial consequences. Provincial laws may vary, and professional review is strongly recommended before signing or relying on this document, especially if the property is located in a specific province, the parties are spouses or common-law partners, ownership shares are unequal, one party contributes more money than another, or there may be future disputes.

1188.ca provides document templates and document preparation support only. This is not legal, tax, mortgage, real estate, financial, family law, estate planning, business, or other professional advice. Customers should consult a licensed professional before signing or relying on any document involving property ownership, significant funds, mortgage obligations, family relationships, tax consequences, or potential disputes.