Disclaimer

Last Updated: June 2026

1188.ca provides document templates, bilingual reference documents, checklists, guides, and guided document preparation support for general informational and document-preparation purposes only.

By using this website, purchasing a template, downloading a file, or requesting document preparation support, you understand and agree to the following disclaimer.

1. No Legal or Professional Advice

1188.ca does not provide legal, tax, mortgage, real estate, financial, immigration, employment law, family law, accounting, human resources, business, or other professional advice.

Our templates, product descriptions, guides, checklists, bilingual reference documents, and document preparation support are not a substitute for advice from a licensed lawyer, accountant, tax advisor, mortgage broker, real estate professional, immigration consultant, financial advisor, employment lawyer, human resources professional, or other qualified professional.

You should consult a qualified professional if your matter is complex, high-risk, disputed, regulated, or involves significant money, rights, obligations, or legal consequences.

2. Templates Are General Only

Our templates are designed to help users organize information and prepare practical working drafts.

They may not address every legal, tax, financial, business, employment, rental, family, mortgage, immigration, or jurisdiction-specific issue.

Laws, regulations, government forms, employment standards, tenancy rules, tax rules, mortgage requirements, court decisions, and other requirements may change over time.

You are responsible for reviewing any document carefully before using, signing, sending, submitting, or relying on it.

3. No Guarantee of Outcome

1188.ca does not guarantee that any template, document, draft, guide, checklist, bilingual reference document, or service will achieve a specific outcome.

We do not guarantee that a document will be accepted, approved, or relied on by any court, tribunal, bank, lender, landlord, tenant, employer, employee, government office, business partner, buyer, seller, professional advisor, or other third party.

You are responsible for confirming any requirements with the relevant person, organization, authority, or qualified professional before using a document.

4. Bilingual Reference Materials

Some 1188.ca products may include English-Chinese, English-Korean, or other bilingual reference text.

Unless clearly stated otherwise, the English text is intended as the primary working version. Translated text is provided for reference and understanding only.

Translations may not capture every legal, technical, cultural, or jurisdiction-specific meaning. If there is any uncertainty, professional review is recommended before signing or relying on the document.

5. Guided Document Preparation Service

Guided Document Preparation Service may include organizing the information you provide, inserting information into a template, formatting a document, or preparing a customized working draft based on your written instructions.

This service does not include legal advice, legal review, negotiation advice, tax advice, mortgage advice, real estate advice, immigration advice, employment law advice, financial advice, business advice, or professional representation.

You are responsible for providing accurate, complete, and truthful information. You are also responsible for reviewing the completed draft carefully before using, signing, submitting, or relying on it.

6. High-Risk Matters

Professional review is strongly recommended if your matter involves:

Legal disputes
Court or tribunal proceedings
Eviction or residential tenancy disputes
Employment termination, layoffs, workplace disputes, or foreign workers
Family law, separation, divorce, inheritance, or family property issues
Mortgage approval, Gift Letters, property ownership, or real estate transactions
Significant loans or financial transactions
Shareholder disputes, partnership disputes, or business exits
Tax consequences
Immigration consequences
Regulated professions or regulated industries
Large financial amounts
Any situation where a mistake could cause significant loss, liability, or legal consequences

1188.ca may decline to provide document preparation support for matters that appear unsuitable for template-based document preparation.

7. User Responsibility

You are responsible for deciding whether a template, draft, checklist, guide, or service is suitable for your situation.

You are responsible for complying with applicable laws, rules, regulations, government requirements, professional requirements, and third-party requirements.

You should not rely on any 1188.ca product or service as your only source of information for important legal, financial, employment, rental, family, mortgage, immigration, business, or tax decisions.

8. Limitation of Liability

To the maximum extent permitted by law, 1188.ca and its owners, operators, employees, contractors, agents, and affiliates are not responsible for any loss, damage, claim, liability, cost, or consequence arising from your use of our website, templates, documents, downloads, guides, checklists, bilingual reference materials, or document preparation support.

Your use of 1188.ca products and services is at your own risk.

9. Contact

If you have questions about this Disclaimer, please contact:

1188.ca
Email: hello1188@gmail.com