This Parent-to-Child Home Purchase Loan Agreement template is designed for parents and children who want to record home purchase funds as a loan rather than a gift.

When parents provide funds to help a child purchase a home, it is important to clearly record whether the funds are intended to be repaid. This template helps organize key details such as the loan amount, purpose of funds, property information, repayment terms, interest arrangement, repayment upon sale or refinance of the property, and confirmation of the borrower’s repayment obligation.

This bilingual English-Chinese document template may be useful for Chinese-speaking families in Canada who want a basic written record of a parent-to-child home purchase loan arrangement.

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1188.ca provides document template and document preparation support only. This is not legal, tax, mortgage, real estate, financial, family law, or business advice. If the matter involves mortgage approval, a Gift Letter, property ownership, family property issues, significant funds, tax consequences, or potential disputes, the parties should consult a licensed lawyer before signing or relying on this document.

本文件为中英文对照版本，适用于父母与子女希望将购房资金明确记录为借款而非赠与的情况。

当父母提供资金协助子女购买房屋时，明确记录该笔资金是否需要偿还非常重要。本模板可帮助双方整理借款金额、资金用途、房产信息、还款条款、利息安排、房产出售或再融资时的还款安排，以及借款人确认偿还义务等关键内容。

本中英文双语文件模板适合加拿大华人家庭在父母向子女提供购房借款时，作为基础书面记录和文书整理参考。

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1188.ca 仅提供文件模板和文书整理支持服务。本文件不构成法律、税务、按揭贷款、房地产、财务、家庭法、商业或其他专业意见。如涉及银行贷款审批、Gift Letter、房产产权、家庭财产、大额资金、税务影响或潜在争议，双方应在签署或依赖本文件前咨询持牌律师。